What Your Account Terms Cover
Our Terms & Conditions apply when you open, access, or use an account through the panen130 site. They describe account accuracy, phone verification before account access, wallet status checks, policy updates, restricted activity, and the steps for closing or querying an account. Access or eligibility depends
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on local law, so the available route may differ by location. Payment references include DANA, OVO, GoPay, QRIS, bank transfer, and virtual account because your account record may show a pending or completed wallet event. Before you move from login to the lobby, we may ask
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you to confirm account details and follow the displayed instructions.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.